Car Insurance Alabama
The law currently requires that all Alabama drivers to carry auto insurance for their registered vehicles.
Auto Insurance Requirements
To fulfill car insurance laws set by the state of Alabama , you must have liability insurance to help pay for any injuries or damages you may cause to others in a car accident.
Also you can add collision coverage and comprehensive coverage to your policies to cover possible damage to your own car as well.
The state set the following minimum requirements that your liability coverage must include:
- $25,000 for bodily injury or death per person.
- $50,000 total for bodily injury or death per accident.
- $25,000 total for property damage per accident.
Car accident without insurance
The penalties for driving without insurance in the State of Alabama are:
- $500 ( first offense)
- $1,000 (second or subsequent offense)
- Suspension of your driver’s license (6 months)
- Suspension of your car registration (4 months)
When your vehicle registration is suspended ( Due to a car insurance violation ) you will pay the following fees:
- $200 ( first violation)
- $400 (second and subsequent violation)
Personal Injury Protection Insurance
Some states have Personal Injury Protection (PIP) regulations requiring drivers to carry PIP insurance. This is an extension of auto insurance that covers medical expenses, lost wages and/or other damages. Alabama does not require drivers to purchase PIP insurance.
Property Damage Liability Insurance
Property damage liability coverage (PDL) helps pay for the damage that you cause to another vehicle, or other types of property.
When you cause a collision with another vehicle or when you damage another person's property, such as a fence or building front, PDL coverage would help pay for that damages.
PDL coverage usually does not cover damage to your own vehicle. You may want to consider other coverages, such as collision coverage, to help cover the cost to repair your own vehicle.
When you cause a collision with another vehicle or when you damage another person's property, such as a fence or building front, PDL coverage would help pay for that damages.
PDL coverage usually does not cover damage to your own vehicle. You may want to consider other coverages, such as collision coverage, to help cover the cost to repair your own vehicle.
Every state requires a driver to carry a specified minimum limit of liability coverage.
To drive legally in Alabama, motorists need to carry $25,000 of property damage liability coverage (PDL).
To drive legally in Alabama, motorists need to carry $25,000 of property damage liability coverage (PDL).
Optional Car Insurance
Your liability insurance will not cover damages to your car or your personal injuries. However, most Alabama car insurance companies offer optional types of coverage to help with these costs.
Optional types of coverage:
Collision coverage – This will help pay for accident related damages to your car. This coverage helps If your car is being financed or leased.
Optional types of coverage:
Collision coverage – This will help pay for accident related damages to your car. This coverage helps If your car is being financed or leased.
Comprehensive coverage – This will help pay for damages to your car that are out of your control, such as those caused by inclement weather.
Medical and funeral – This will help cover medical bills or funeral costs after an auto accident.
Uninsured motorists coverage –This coverage will help protect you after car accidents involving drivers who don’t hold insurance or have policies that are not adequate to cover your costs.
Uninsured motorists coverage –This coverage will help protect you after car accidents involving drivers who don’t hold insurance or have policies that are not adequate to cover your costs.
SR22
An SR22 certificate is not insurance; it is a form of proof of insurance that guarantees you will maintain the minimum requirements for car insurance.
When you have your driver’s license reinstated after a suspension, you may be required to file an SR22 with the state.
The most stolen cars in Alabama
1 Chevrolet Pickup Truck (Full size)
2 Ford Pickup Truck (Full size)
3 Honda Accord
4 Chevrolet Impala
5 Toyota Camry
6 Dodge Pickup (Full size)
6 GMC Pickup (Full size)
8 Nissan Altima
9 Ford Explorer
10 Chevrolet Pickup (Small size)
Car insurance companies
1 State Farm Group 604,955 23.94
2 Alfa Insurance Group 390,185 15.44
3 Allstate Insurance Group 270,293 10.70
4 Berkshire Hathaway Insurance 228,534 9.04
5 Progressive Insurance Group 171,360 6.78
6 USAA Group 151,411 5.99
7 Nationwide Group 97,039 3.84
8 Farmers Insurance Group 85,110 3.37
9 Liberty Mutual Insurance Companies 62,525 2.47
10 Travelers Group 55,880 2.21
Auto accident lawyers
- Wettermark & Keith, LLC - Personal injury lawyers - Car accident attorney
At Wettermark & Keith, LLC., no case is too big and no case is too small for these expert accident injury lawyers to pursue. Their top attorneys represent each and every client with the utmost respect, compassion, and employ the thorough legal expertise needed to make their case a success. They realize that this is likely a difficulty situation for you and possibly your family.
If you or someone close to you has been injured in a car accident, then these expert car accident lawyers can help.
If you or someone close to you has been injured in a car accident, then these expert car accident lawyers can help.
2101 Highland Avenue South, Sixth Floor
Birmingham, AL 35205
205.933.9500
www.wkfirm.com
- Norris Injury Lawyers - Personal injury lawyers - Car accident attorney
The Alabama auto accident attorneys at Norris Injury Lawyers are focused on results. They understand that you can’t focus on healing until you have the compensation you need to move forward. They have helped thousands of victims get the settlement they deserve and they can help you. If you want real money, get the lawyers with real experience. They deliver the results you deserve.
Norris Injury Lawyers, P.C.
10 Old Montgomery Highway
Birmingham, AL 35209
Phone: (205) 870-8000
Fax: (205) 870-8516
10 Old Montgomery Highway
Birmingham, AL 35209
Phone: (205) 870-8000
Fax: (205) 870-8516
www.norrisinjurylawyers.com
- Jonathan W. Gathings & Associates - Personal injury lawyers - Car accident attorney
The Birmingham car accident attorneys at Jonathan W. Gathings & Associates are dedicated to helping car accident victims and their families pursue the compensation they need to deal with medical expenses, lost income, pain and suffering, and other damage; if you or a loved one was injured in a car accident, call them for your free consultation with one of these experienced lawyers.
In their years of experience as Alabama car accident lawyers they’ve seen firsthand how severe the consequences of negligence can be. The physical toll of a car accident is often matched only by the financial and psychological devastation involved.
In their years of experience as Alabama car accident lawyers they’ve seen firsthand how severe the consequences of negligence can be. The physical toll of a car accident is often matched only by the financial and psychological devastation involved.
3288 Morgan Drive
, Suite 112
Birmingham, AL 35216
(205) 545-7475
Birmingham, AL 35216
(205) 545-7475
www.jonathanwgathings.com
- Farris, Riley & Pitt attorneys - car accident attorneys
At Farris, Riley & Pitt, their Alabama car accident attorneys work closely with their clients to take action as quickly as possible after an auto accident. Early intervention is effective to capture and preserve invaluable evidence which is essential to reaching a just settlement or litigating a case at trial. This personal injury law firm maintains an extensive network of Accident reconstruction experts, investigators, Biomechanical engineers, Highway design engineers,Traffic control engineers and Human factors experts.
These experts help provide Farris, Riley & Pitt attorneys with invaluable insights that are vital to their clients’ cases.
These experts help provide Farris, Riley & Pitt attorneys with invaluable insights that are vital to their clients’ cases.
The Financial Center
505 20th Street North, Suite 1700
Birmingham, AL 35203
Phone: (205) 324-1212
Fax: (205) 324-1255
505 20th Street North, Suite 1700
Birmingham, AL 35203
Phone: (205) 324-1212
Fax: (205) 324-1255
www.frplegal.com
